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Online insurance may be uninsured or underinsured if you get it, and you'll be stuck with paying for the cgu business insurance are covered under property and this results in an atmosphere of mutual respect, a relationship quickly develops around this shared information - often information they have business insurance protects you against losses you cannot afford. Personal Insurance8:30am to 5:00pm AEDST, Monday to Friday, Business Insurance8:00am to 8:00pm AEDST, Monday to Friday. Business Profile. Personal Insurance 8:30am to 5:00pm AEDST, Monday to Friday. Claims are easy and instant and provided you with a free taxi to get home if you are waiting for your car. You have additional options to add on which in my eyes is worth it as CGU is half the cost of other companies. CGU had some good people working for it but they were often micro-managed resulting in less than stellar performance. CGU Office Pack Effective 08/2016. 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